This article explains the pm youth loan, also called prime minister youth loan, in simple terms. You will learn what the Pm youth loan is, who can get it, how to apply, and how to check your Pm youth loan status. You will also see the Pm youth loan amount, use the Pm youth loan calculator, and learn step-by-step how to do Prime Minister Youth Program online apply. Keypoints in Roman Urdu will guide you on the procedure and requirements. Finally, the FAQ section answers common questions in English and Roman Urdu.
What is pm youth loan Scheme?
The pm youth loan is a special loan for young people in Pakistan. It is part of the Prime Minister Youth Program online apply portal. The government supports youth to start or grow small businesses and farms with low-cost credit. This prime minister youth loan is also known as the Prime Minister’s Youth Business & Agriculture Loan Scheme (PMYB&ALS).
The aim of this Pm youth loan is to empower youth, create jobs, and boost the economy. It gives funds to entrepreneurs who hold a valid CNIC and meet the age criteria. You apply online through the official portal at pmyp.gov.pk.
Pm youth loan eligibility
Who can apply?
- You must be a Pakistani citizen with a valid CNIC.
- Your age must be between 21 and 45 years.
- For IT or e-commerce businesses, the lower age limit is 18 years.
Business types
- You can apply if you own a small or medium enterprise (SME).
- Farmers growing crops or raising livestock can also apply under agriculture tier.
Other conditions
- You should not be a government employee.
- You must not be a defaulter of any bank.
This Pm youth loan eligibility is simple and open to most young entrepreneurs.
Pm youth loan amount
The pm youth loan amount varies by tier:
| Tier | Loan Range (PKR) | Mark-Up Rate | Maximum Tenor |
|---|---|---|---|
| 1 | 100,000 – 1,000,000 (0.1–1 million) | 3% | Up to 8 years (incl. 1 year grace) |
| 2 | >1,000,000 – 10,000,000 (1–10 million) | 4% | Up to 8 years (incl. 1 year grace) |
| 3 | >10,000,000 – 25,000,000 (10–25 million) | 5% | Up to 8 years (incl. 1 year grace) |
This Pm youth loan amount table helps you pick the right tier.
Pm youth loan calculator
You can use the Pm youth loan calculator on the official portal. It lets you estimate monthly instalments.
- Visit the calculator page.
- Enter the Pm youth loan amount, tenor (1–8 years), and mark-up rate.
- Click “Calculate” to see your payment schedule.
The Pm youth loan calculator is easy and fast.
Pm youth loan apply online
Steps to apply
- Go to the Prime Minister Youth Program portal at https://pmyp.gov.pk .
- Click “New Applicant Form”.
- Fill in your personal details, business plan, and bank account info.
- Upload scanned CNIC and business documents.
- Submit the form and note your tracking ID.
This Pm youth loan apply online process is fully digital. You do not need to visit a bank branch.
Pm youth loan status
After you apply, you can check Pm youth loan status online:
- Visit the portal’s “Application Status” page.
- Enter your CNIC and tracking ID.
- The portal will show if your loan is “Under Review”, “Approved”, or “Disbursed”.
Checking your Pm youth loan status is quick. You can also call the helpline on the portal for updates.
Keypoints (Roman Urdu)
- Apply karne ka tariqa:
- Portal kholen: pmyp.gov.pk
- “New Applicant Form” pe click karen
- Details aur documents upload karen
- Eligibility:
- CNIC zaroori hai
- Umar 21–45 saal (IT ke liye 18 saal)
- Govt employee nahi ho
- Loan Amount:
- Tier 1: 1 lakh – 10 lakh
- Tier 2: 10 lakh – 1 crore
- Tier 3: 1 crore – 2.5 crore
- Mark-Up Rate:
- Tier 1: 3%
- Tier 2: 4%
- Tier 3: 5%
- Tenor:
- Max 8 saal (1 saal grace period)
- Documents Required:
- CNIC scan
- Bank account proof
- Business plan (chhota sa)
- Contact:
- Portal helpline number use karen
- Bank branch mat jaen, online process hai
Frequently Asked Questions (FAQs)
1. What is the pm youth loan?
The pm youth loan is a government-backed credit for young entrepreneurs in Pakistan.
Roman Urdu:
pm youth loan kya hai?
2. Who is eligible for the prime minister youth loan?
Citizens aged 21–45 years with CNIC. IT businesses can start at 18 years.
Roman Urdu:
prime minister youth loan ke liye kaun eligible hai?
3. How much is the pm youth loan amount?
You can get 100,000 to 25 million PKR based on your tier.
Roman Urdu:
pm youth loan amount kitna mil sakta hai?
4. How do I apply for Prime Minister Youth Program online apply?
Go to pmyp.gov.pk, fill the form, upload documents, and submit.
Roman Urdu:
Prime Minister Youth Program online apply kaise karen?
5. Can I check my Pm youth loan status online?
Yes. Visit “Application Status” on the portal. Enter CNIC and tracking ID.
Roman Urdu:
Pm youth loan status online kaise check karen?
6. What is the Pm youth loan eligibility?
Age 21–45 (18 for IT), CNIC, no default, no gov’t job.
Roman Urdu:
Pm youth loan eligibility kya hai?
7. How to use the Pm youth loan calculator?
Enter amount, rate, and tenor on the portal calculator. Click “Calculate”.
Roman Urdu:
Pm youth loan calculator kaise use karen?
8. Do I need collateral or guarantor for Pm youth loan?
Tier 1 loans usually need one guarantor. Collaterals may apply for higher tiers.
Roman Urdu:
Pm youth loan ke liye guarantor ya collateral chahiye?
9. How long does Pm youth loan approval take?
It takes up to 45 days for processing after submission. citeturn0search11
Roman Urdu:
Pm youth loan approval mein kitna waqt lagta hai?
10. Where can I get help for Pm youth loan apply online?
Use the portal’s helpline or email support on pmyp.gov.pk.
Roman Urdu:
Pm youth loan apply online ke liye madad kahan milegi?
This guide covers all you need to know about the pm youth loan, prime minister youth loan, Pm youth loan status, Prime Minister Youth Program online apply, Pm youth loan apply online, Pm youth loan eligibility, Pm youth loan amount, and Pm youth loan calculator in clear, direct English. The Roman Urdu keypoints and FAQs help you apply with ease. Good luck with your application!
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